There’s a counter
instead of a kiosk.
Two staffed stores in Northern California where a person does the trade with you: San Jose and Stockton. No $1,000 daily cap, cash up to $50,000 a day, buy or sell, with the rate and the fee shown on screen before you pay.
If you searched for a Bitcoin ATM near San Jose or Stockton, you were probably looking for one of two things: cash, or speed. A staffed counter gives you both without the constraints that come with an unattended machine. You keep the cash option, you lose the $1,000 daily ceiling that California law places on every kiosk in the state, and you get someone across the counter who does the trade with you and answers for it afterwards.
Bitcoin ATM vs. The Bitcoin Store
| Typical Bitcoin ATM | The Bitcoin Store | |
|---|---|---|
| Pricing | Fees capped by law at the greater of $5 or 15%, plus whatever sits in the spread | One trade fee, shown with the live market rate before you approve the trade |
| Daily limit | $1,000 per customer per day — a statutory cap on every kiosk in California | Up to $50,000 cash per day, and $100,000+ via the bank-wire desk |
| Selling for cash | Many machines are buy-only | Buy and sell BTC, ETH, SOL, XRP, DOGE and other major coins |
| Help | A phone number on a sticker | A trained human at the counter, wallet setup included |
| Verification | Varies by machine and amount | Government photo ID on every trade, as a registered MSB |
| Where | Gas stations and corner stores | Staffed stores in San Jose and Stockton, CA |
Two of those rows come straight from statute rather than from us. California’s Digital Financial Assets Law caps a kiosk at $1,000 per customer per day and caps its charges at the greater of $5 or 15% of the assets traded. Both are ceilings the operator cannot exceed, and neither applies to a staffed counter. There is a full breakdown in our guide to the California kiosk rules.
How trading at the counter works
Walk in with cash and a valid government photo ID. We verify your identity, quote you a rate from the live market, and confirm it with you before you pay. Coins go straight to a wallet only you control, and you watch them arrive before you leave. No wallet yet? We set one up with you at the counter, free, and both stores stock hardware wallets. Most walk-in trades are done in under 15 minutes.
The number most people run into first
The reason people go looking for an alternative is usually not the fee. It is the wall. You decide to buy $3,000 of Bitcoin, you drive to a kiosk, and the machine stops you at $1,000. That is not the operator being cautious; it is California Financial Code section 3902, in force since January 2024, and it applies to every kiosk in the state regardless of brand.
Coming back three days in a row to finish one purchase is not a workaround anyone enjoys, and splitting a purchase across operators to get around a daily cap is exactly the pattern compliance teams are built to flag. The cap does not apply to a business that serves you in person, which is the whole reason staffed counters still exist here.
The second thing people run into is selling. Most kiosks in California are buy-only, and the ones that do sell make you wait on confirmations before any cash comes out. Selling for cash is a large share of what our counters do.
Where the counters are, and who drives to them
Two stores cover most of Northern California between them.
- San Jose — 28 N Almaden Ave Suite 50, downtown off CA-87. It draws the South Bay and the Peninsula, the East Bay down I-880, Santa Cruz and south county over CA-17, and San Francisco, which is about an hour on US-101 or a Caltrain ride to Diridon.
- Stockton — 616 W Hammer Ln Ste C, open since 2024. It serves the CA-99 corridor from Lodi to Merced, the Delta and Contra Costa, and the Sacramento region an hour up the road.
Both take walk-ins. For a trade above roughly $10,000, or any sizeable sale, call ahead so the cash is on hand when you arrive.
When a kiosk is still the right tool
Not every trade needs a counter, and we would rather say so. If you want $80 of Bitcoin at eleven at night, a kiosk down the street is genuinely the better answer and the drive is not worth your time. Machines are open when we are closed, and they are everywhere.
What they cannot do is go above $1,000 in a day, sell you cash in most cases, set up a wallet with you, or answer a question. If none of those matter for the trade in front of you, use the machine. If any of them do, the counter is the one that will actually complete the job.
Bitcoin ATM questions, answered
Why are Bitcoin ATM fees so high?
Can I sell Bitcoin at a Bitcoin ATM?
Is a Bitcoin store safer than a Bitcoin ATM?
Is there a Bitcoin ATM alternative with no $1,000 limit?
What is the closest Bitcoin ATM alternative to me?
Do I still need ID at a counter?
Should I ever use a Bitcoin ATM?
Skip the kiosk fee
Two staffed California stores. Walk-ins welcome. The rate we quote is the rate you pay.
